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afforditNow Finance Information

Spread the cost of payments with afforditNOW

  • Quick and easy online application
  • Select payments to suit you
  • No paperwork
  • Instant decision

It’s Easy to Apply

The online application form is sent upon request, takes just a few minutes and you’ll receive an instant decision.

We’ll ask you for a valid debit or credit card during the application process.

You only pay if you’re approved.

  • Select your purchases
  • Online application form sent by request
  • Receive an instant decision

A small deposit of only £9.99 secures any item! afforditNOW offer 0% finance on products over £500 and up to £3000 for 6, 9 and 12 months.

*Finance not available on certain items, e.g. P3 prefix as these items being sold for a customer. We reserve the right to withdraw finance on certain chosen items

Representative Example

0% Finance over 9 months



Pay Today: £9.99
Loan Amount: £900

APR: 0.0%
Interest Rate: 0.00%
9 Monthly Payments of £100.00

Total Repayable £909.99
Total Cost of Credit: £0.00

How to Qualify

You need to:

  • be 18 or over and employed at least 16 hours per week
  • have 3 years continuous UK address history
  • have a UK account that accepts direct debits
  • have a good credit history

We also welcome applications from retired individuals, in receipt of a private or company pension.

Please note: Charles Hart Ltd, aka Vintage Tom, act as a credit broker, we are NOT a lender. Finance is subject to application and status. Meeting the above criteria does not guarantee your application will be approved.

afforditNOW is a suite of finance products offered by PayBreak Limited, a registered company in England with registration number 07445012 and registered offices at The Bloc, Ashley Road, Altrincham, WA14 2DW.

Still have a few questions?

How long does it take to apply?

You should get an instant answer on whether your application for finance has been successful. In some cases, we may need to review your application in more detail before making a decision.

What happens if my application is declined

You can still pay for the goods using an alternative payment method, such as a debit or credit card.

Will I be charged if my application is declined

No, you will not be charged anything if your application is unsuccessful.

Can I pay the finance off early?

Yes, you can settle your loan at any time.

How do I pay the finance back?

Repayments are made by Direct Debit.

More FAQs

Please visit afforditNOW’s site for questions, support, and advice.

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